Credit-based billing
The SmartlyQ API uses a prepaid credit system called SmartlyQ Credits (SQC). Every API call that consumes AI resources deducts credits from your Developer wallet.
Developer wallet
Your wallet is separate from your SmartlyQ subscription. Top it up from the Developer Dashboard.
| Package | Price (EUR) |
|---|
| 250 SQC | 5 |
| 750 SQC | 15 |
| 3,000 SQC | 60 |
| 7,500 SQC | 150 |
Enable auto-recharge to keep your wallet funded automatically.
How pricing works
Credit cost per request depends on:
- AI model used — larger models cost more
- Token count — input + output tokens consumed
- Operation type — text, image, video, audio
The formula:
cost_sqc = (provider_cost_usd × markup × sqc_per_usd) + platform_fee
| Type | Markup | Minimum SQC |
|---|
| Text generation | 4.0x | 1 |
| Image generation | 3.5x | 2 |
| Audio (TTS/STT) | 3.0x | 1 |
| Video generation | 2.5x | varies |
| Presentations | 3.0x | 1 |
Checking your balance
curl https://api.smartlyq.com/v1/wallet \
-H "Authorization: Bearer sqk_live_xxxxxxxxxxxx"
{
"success": true,
"data": {
"balance_sqc": 4250,
"auto_recharge": true
}
}
Insufficient credits
If your balance is too low, the API returns 402 Payment Required:
{
"success": false,
"error": {
"code": "INSUFFICIENT_CREDITS",
"message": "Not enough credits. Top up your wallet.",
"balance_sqc": 0
}
}
